Why Travel Insurance Matters for Every Traveler
No matter your age or health, traveling without travel insurance exposes you to significant risk. I learned this the hard way—years of traveling without coverage, even participating in higher‑risk excursions, assuming my regular health insurance would protect me. It wasn’t until I began cruising more frequently, witnessing onboard medical emergencies, and hearing firsthand stories of the staggering costs of shipboard medical care that I realized just how vulnerable I had been.
A big part of my hesitation was simply confusion. Travel insurance can feel overwhelming. After doing extensive research, I chose an annual plan that covers my entire family for every trip and cruise. And here’s the truth: even one unexpected issue—catching the flu, a medical emergency, lost luggage, or a last‑minute cancellation—can make the policy pay for itself.
Why We Offer Travel Insurance Options
I created this section to help fellow travelers understand their insurance choices with clarity and confidence. While I share my personal experiences and am an independent travel agent authorized to sell travel insurance, I am not a licensed insurance agent and do not provide insurance advice. The plans available through me are offered by Allianz including individual, family, and annual coverage options.
Important: Travel insurance policies cannot be sold to residents of Hawaii or New York. If you live in one of those states, you will need to work directly with a licensed insurance agent there.
If you’re interested in exploring travel insurance options, simply click the button below and I’ll reach out to you personally.
Disclaimer
I am an Independent Travel Agent with Cornerstone Travel, but I am not a licensed insurance agent and do not provide insurance advice. All travel insurance options offered through this site are provided by Allianz. For full policy details, coverage limits, and exclusions, please review the plan documents or contact the insurance provider directly.
If you’re looking for annual coverage and don’t see what you need, please contact me at hello@travelsbyelijah.com and I’ll help you find the right fit.
What Travel Insurance Can Help With
• Protect eligible prepaid, non‑refundable trip costs
• Cover certain delays, interruptions, and baggage issues
• Access emergency medical and transportation benefits
• Receive 24/7 travel assistance while away from home
Coverage Note: Coverage, limits, exclusions, and eligibility vary by policy and by state. Always review your plan documents carefully before purchasing.
Disclosures
I’m a travel agent and may receive compensation when travelers purchase through my referral link. Allianz determines policy terms, pricing, eligibility, and claims decisions.
👉 CLICK HERE TO PURCHASE TRAVEL INSURANCE
Click the button below to purchase your Allianz travel insurance policy.
Once you’ve completed your purchase, please email me your policy number so I can ensure everything is properly documented and you’re fully taken care of.
Once you’ve completed your Allianz travel insurance policy purchase, please email me your policy number so I can ensure everything is properly documented and you’re fully taken care of.
Please reach us at hello@travelsbyelijah.com if you cannot find an answer to your question.
In most cases, yes, depending on the plan and timing. It’s always best to quote early.
In most cases, yes — pre‑existing conditions can be covered. However, most travel insurance providers require that the policy be purchased within 14 days (two weeks) of booking your trip in order for the pre‑existing condition waiver to apply. Always review the specific plan details to confirm eligibility and coverage requirements.
Some plans include benefits for covered delays or interruptions. Review your policy for specifics.
Usually just a few minutes.